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New York Community Bancorp, Inc. operates as a holding company for New York Community Bank and New York Commercial Bank that offer banking products and financial services in Metro New York, New Jersey, Ohio, Florida, and Arizona. The company offers various deposit products that include checking and savings accounts, individual retirement accounts, certificates of deposit, NOW and money market accounts, and non-interest-bearing accounts. Its loan portfolio comprises one-to-four family loans; multi-family loans; commercial real estate loans; acquisition, development, and construction loans; specialty finance loans and leases; and other C&I loans consist primarily of home equity loans and lines of credit, as well as various consumer loans. The company also provides installment loans, revolving lines of credit, and insurance products, as well as cash management, and online and mobile banking services. It serves small and mid-size businesses, professional associations, and government agencies. The company serves its customers through a network of 225 Community Bank branches, 30 Commercial Bank branches, and 271 ATM locations. The company was formerly known as Queens County Bancorp, Inc. and changed its name to New York Community Bancorp, Inc. in November 2000. New York Community Bancorp, Inc. was founded in 1859 and is based in Westbury, New York.
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