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Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposits, individual retirement accounts, and public funds deposits. The company's loan portfolio consists of commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for automobile, household, and other consumer expenditures. In addition, it provides letters of credit, wire transfers, forward currency spot and forward contracts, traveler's checks, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up windows, automatic teller machines, Internet banking, investment, and other customary bank services, as well as securities and insurance products. The company operates 22 branches in southern California; 12 branches in northern California; 12 branches in New York State; 3 branches in Washington State; 3 branches in Illinois; 2 branches in Texas; and 1 each branch in Massachusetts, New Jersey, Maryland, Nevada, and Hong Kong, as well as 2 representative offices in Shanghai, China and Taipei, Taiwan. Cathay General Bancorp was founded in 1990 and is headquartered in Los Angeles, California.
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