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About
Ameris Bancorp is a bank holding company, which through its subsidiary, Ameris Bank, engages in the provision of banking services to its retail and commercial customers. It operates through the following divisions: Banking, Retail Mortgage, Warehouse Lending, and the SBA. The Banking division offers full service financial services to include commercial loans, consumer loans and deposit accounts. The Mortgage includes origination, sales, and servicing of one-to-four family residential mortgage loans. The Warehouse Lending division includes the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans. The SBA comprises of origination, sales, and servicing of small business administration loans. The company was founded on December 18, 1980 and is headquartered in Moultrie, GA. | |||
Description
Ameris Bancorp operates as the holding company for Ameris Bank that provides banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, and South Carolina. The company operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and SBA Division. It offers commercial and retail checking accounts, regular interest-bearing savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; and consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. It operates 97 domestic banking offices and 11 mortgage production offices. Ameris Bancorp was founded in 1971 and is headquartered in Moultrie, Georgia. |